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Do you understand workers’ compensation benefits?

On Behalf of | Feb 22, 2022 | Workers' Compensation

As an employee, you have the right to certain types of help and support in the event you find yourself injured in a work accident. After a work injury, you will need to know what steps you need to take to protect your interests and secure the financial help you need for a full and fair recovery. If you received an injury while at work, you could have valid grounds to move forward with a workers’ compensation claim.

It may be in your interests to understand how the workers’ compensation process works and what you will need to do in the event that you should file a claim. When you understand your rights and the specific types of benefits and support available to you, you will be in a better position to defend your interests. Workers’ compensation insurance companies do not have your best interests in mind, and you may have to fight for the benefits to which you have a rightful claim.

What type of support can you get?

The specific types of workers’ compensation benefits you may be able to receive depends on the nature of your injuries and what you will need for a reasonable recovery. Some of the costs and expenses covered by these benefits include:

  • Medical bills from emergency care and additional post-accident needs
  • Therapy and rehabilitation
  • A portion of lost wages missed while recovering from your injuries
  • Costs for retraining to return to work
  • Compensation for any permanent injuries you suffered

Workers’ compensation insurance may also cover death benefits payable to immediate family members suffering due to a loved one’s work-related death. You may also be able to seek rehabilitation benefits, which is financial support that will cover any assistance and help you return to work or find new employment after a serious work accident. This includes resume help, interview training and more.

Getting better and moving forward

Getting better and moving forward after a work accident can be a complex process with frustrating setbacks and complications. By knowing your rights and what you should expect from the claims process, you will give yourself a higher chance of success with your initial claim. If you are unsure of how to maximize the benefits available to you or how to move forward, it may be helpful to start by seeking a thorough explanation of your rights as an injured Minnesota employee.