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What Are The Workers’ Compensation Benefits?

Workers’ compensation comes with a number of highly necessary benefits so that a person can focus on recovery and go back to work as soon as possible after a work-related injury. This no-fault benefits system limits employer liability, as there is no need to prove employer negligence. This also means that the employer can’t use employee negligence as a defense against the employee’s claim.

As for what is constituted as a work-related injury, it is any condition that is caused or aggravated by employment activities. This can include gradual injuries, such as carpal tunnel, diseases or traumatic injuries. All the employee needs to show is that they were injured during an employment activity.

If you have been injured, you need to file your workers’ comp claim as soon as possible. With the help of a workers’ compensation attorney, you can increase your chances of getting the approval you need so you can move forward with your healing.

Types Of Benefits

There are several benefits of receiving workers’ comp, and they are:

  • Wage loss benefits to replace lost wages
  • Compensation for the loss of a use of a body part, such as an arm or a leg
  • Medical benefits to help you pay for medical expenses
  • Vocational rehabilitation services that can help you find work in a new field if you can’t return to the one that you are in

Wage Loss Benefits

You can receive permanent partial disability (PPD), permanent total disability (PTD), permanent total disability (PRD), temporary partial disability (TPD), or temporary total disability. The severity of your injury and the prognosis can determine what type of disability you receive. The type is determined on the amount of time you need to recover. Some individuals may never recover past a certain point, and that point may not allow them to go back to work, warranting a type of permanent disability.

Loss Of Use Of A Body Part

If you lose use of a body part, there is a disability schedule that is used to determine if permanent partial disability (PPD) benefits should be payable. Ratings are given as a percentage of disability to the body as a whole to determine how disabled a person is.

Medical Benefits

Medical benefits cover fees for medical services, reporting by the health care provider and return-to-work planning assistance, the repair and replacement of medical devices, and any and all reasonable expenses that incurred as a part of the injured worker’s care.

Vocational Rehabilitation

Vocational rehabilitation can restore a worker to a job related to the one they formerly held or can return them to another area of work that produces economic status similar to what they once had. The purpose is to return the injured worker to the workforce so they can earn a full wage.

To receive these benefits, you can enlist the help of a workers’ compensation attorney so that your claim is strong. Even if you have been denied before, you can appeal so that you can receive the benefits you deserve.

Have Questions? We Have Answers.

When you have been injured on the job, filing for workers’ compensation is an option that you have to cover your lost wages and medical care, and to get you back to work as soon as possible, if possible. If you have been injured while fulfilling your work duties, it is important to talk to an experienced attorney as soon as possible. To learn more about your rights and options, call the Law Office Of Joshua Borken at 651-321-0778 to schedule a free consultation.