What Are Your Workers’ Compensation Benefits?
A work-related injury includes any condition caused or made worse by your job. This could be a sudden accident, an illness, or gradual conditions like carpal tunnel.
Workers’ comp is a no-fault system, which means:
- You only need to show that your injury happened while working.
- You don’t need to prove your employer was at fault.
- Your claim can’t be denied just because the injury was partly your fault.
If you’re injured, file a claim as soon as possible. The process can feel confusing, but you don’t have to navigate it alone. An experienced workers’ compensation attorney like Josh Borken can guide you step by step, improve your chances of approval, and fight for the benefits you deserve.
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Types of Workers’ Compensation Benefits
Workers’ comp offers several benefits that are designed to help you heal and move forward.
Wage Loss Benefits
If your injury keeps you from working, wage loss benefits help replace your lost income. Depending on your situation, you may receive temporary benefits while you recover, or permanent benefits if you can’t return to work at the same level.
Medical Benefits
Medical benefits cover the care you need to heal, like doctor visits, treatments, prescriptions, medical devices, and even return-to-work planning. These benefits ensure you can focus on recovery without worrying about how to pay the bills.
Loss of Use of a Body Part
If you suffer an amputation or lose the use of a body part, your benefits are determined through a disability schedule. A doctor will assign a rating that reflects the impact on your body, which helps calculate fair compensation for your loss.
Vocational Rehabilitation
If you can’t return to your old job due to your work-related injury, vocational rehabilitation helps you train for a new role with similar income. The goal is to get you back to earning a full wage and feeling secure in your career.
To make sure you receive these benefits fully, it helps to work with an attorney who knows the system. If your claim has been denied, an attorney can also appeal and fight for the benefits you’re entitled to.