A work accident can change your life in various ways. You may be unable to work in the same capacity as you did before your accident, or you may find yourself with expensive medical bills that you are unsure of how you will pay. Regardless, you know that it is important for you to seek recovery in the most effective manner available to you, and that may be through a workers’ compensation claim.
Workers’ compensation insurance exists to provide injured workers with financial support and assistance as they recover from a job-related illness or injury. However, it is important to understand the exact type of benefits for which you could be eligible as this may help you maximize your claim and ensure that you will get the support you deserve.
The specific benefits to help with your recovery
The benefits you may be able to seek through your workers’ compensation claim depend largely on the type of injuries you have and what you need for recovery. After a careful assessment of your accident and your needs, you will have a better understanding of what you require for recovery. Some of the specific benefits that may be available to you include:
- Replacement of a portion of the income you lost during your recovery or hospitalization
- Coverage of your medical expenses and ongoing health needs
- Assistance with your return to work or finding new employment options
One thing to keep in mind as you pursue workers’ compensation benefits is that, by accepting these benefits, you are waiving your right to sue your employer for the work accident that left you injured. However, if a third party played a role in the accident, it may be an option to also pursue compensation through that avenue. Insurance companies do not have your best interests in mind, and they may offer you a settlement that is less than the value of your potential claim.
Fighting for you future
You do not have to navigate the aftermath of your work accident alone. An assessment of your case can help you understand the specific types of benefits for which you could be eligible through your Minnesota workers’ compensation claim. You have the right to pursue the recovery you need and to maximize the benefits available to you through your claim.